Lalit Shah

President

Lalit Shah with his wide ranging business acumen, he will be giving the necessary traction to the company’s business and provide a direction to its growth objectives in the long run. His forte is his exposure to big ticket customer account acquisition and management, executive leadership, and strategy development and implementation. He has scaled various roles and senior level positions in his previous work experience and has emerged as a seasoned veteran in devising successful policies and governance, in line with the organizational goals. At Fintree Finance Pvt. Ltd., he is responsible for overall stakeholder expectations management, new business creation, and synchronizing the efforts of individual business units to move cohesively towards the vision of the company. He has focused his energies on business excellence and spearheading industry development for fulfilling the broader financial inclusion objectives of Fintree’s customers. With Lalit’s dexterity and business skills, the NBFC is extremely likely to meet its aggressive growth plans for the next five years. He is overlooking the launch of several financial products, services, and solutions rolled out by Fintree Finance Pvt. Ltd. in the first five years of inception. He has also laid out the general ethics of code of conduct and core values that will drive superior client servicing across the hierarchy.

Deepak Joshi

Independent Director

Deepak Joshi has over 25 years of experience in the Financial Services industry across HFCs, NBFCs and Banks. He has worked with organisations such as HDFC LTD, ICICI Bank, ABN AMRO Bank and Religare. He has held senior leadership positions in these companies, has managed large and diverse teams across various functions and carries an in-depth understanding of Housing Finance industry. He has successfully steered businesses from a start-up stage to positions of prominence in each of his previous stints. He is associated with our company since June 2019

Sharad Agarwal

Chief Executive Officer

Sharad is one of the founder member of Fintree Finance Private Limited, he is a distinguished expert in executing greenfield projects and has been instrumental in setting up various state of art business infrastructures at corporate as well branches levels in Pan-India. He brings along with him critical insights useful to support & strengthen the entire distribution as well as sales channel of a unit while simultaneously engaging the human capital into the process. To his credit, various Start-up businesses have grown successfully. He has worked with reputed organizations such as CITI Financial, Religare, Max New York Life etc and was always a part of the core team which steered growth in the respective system. Over his tenure of 2 decades, he also brings along strategic expertise to help leadership deliver business needs in IT, Operations, Quality functions and also in the domain of integrating international IT projects, large data management and shared services operations.

Raakesh Malhotra

National Business Head-Sales

Raakesh is a dynamic, result driven professional with 24+ years of diverse and enriching experience in Banking, Telecom and Hospitality. He has proven expertise in Business Planning, New Business Development, Sales Leadership, Credit Risk, Cross Selling, Retail Banking, Customer Relationship Management, Establishing Scalable Processes and Restructuring Systems, Loan administration, Liabilities Acquisition, Leading and Mentoring large cross functional team with an aim to drive organisational performance. He worked in Hotel industry for 4 years and then moved to upcoming Telecom Industry in 1999. Subsequently he plunged into banking , starting with HDFC Bank. Raakesh was one of the initial hires purely into CASA Acquisition as Area Sales Manager. After a 2 year stint with HDFC Bank, he joined Kotak Mahindra Bank and rose through ranks becoming Vice President within 4 years.  He has Loan Distribution experience ranging from ticket size of Fifty thousand to Fifty Crore.

Bhaskar Ghoshal

Vice President (Human Resources)

A seasoned human resource professional with a successful track record over two decades hands-on experience with varied & cross functional industries like media, retail, manufacturing etc. He has extensively worked in the domains of talent management, acquisition, development and employee relations. He started his career with Hindustan Times and later worked at Hypercity Retail, Metro Shoes and Roha Group. He is a proactive change agent and has been exposed to multiple geographies across the nation. He is passionate about transforming employee ecosystem, imbibing a learning culture with a focus on healthy bottom line management. A perfectionist by nature and people oriented by passion - nurturing human relations & performance are his core strengths. Additionally, he has demonstrated his excellence on different Management skills like project management, organizational management, analytical ability, business environment analysis etc. He has been instrumental in designing corporate policies, systems and initiates to build long-term strategic pathways. His expert understanding of legal and regulatory frameworks adds a unique value to his professional persona.

Ashish Dhawan

Head of Risk

Ashish brings over 13 years of rich experience in credit risk, operational risk, operations and digitalization across India and UAE. He started his career with Citigroup’s consumer lending arm, Citifinancial, in 2006 at Delhi and later joined Religare in 2008 as the founding member of Religare’s Capital Market Lending business serving at various positions managing credit risk, operational risk, and product development functions. Apart from the capital market lending, he was also the founder member of the first Alternate Investment Fund. Prior joining Fintree, he was serving as Head of Credit Operations & Underwriting for a large Dubai based finance company, managing the credit risk function as well as driving the digitalization strategy for customer onboarding & underwriting. Apart from risk management, Ashish has been instrumental in setting up of operations function and implementation of core IT systems.

Ashish is a commerce graduate and holds PGDBA.

Abhishek Gite

Product and Alliances Head

He is a Post graduate in Marketing and seasoned marketing & sales professional, with over 18+ years of experience, in BFSI, Education and Technology domain, spread across the geograhies and roles. Having worked predominantly in the area of unsecured loans, he comes with deep understanding of the loan products ranging from 10k to 1Cr. He has been actively involved in scaling up the business through successfully implementing BTL & ATL promotions integrating with channel management. He has worked with Citi Financial, ICICI Bank, Fullerton India, ZEE Learn, Rubique Technologies, across sales and marketing roles.