With his wide-ranging business acumen, he will be giving the necessary traction to the company’s business and provide a direction to its growth objectives in the long run. His forte is his exposure to big ticket customer account acquisition and management, executive leadership, and strategy development and implementation. He has scaled various roles and senior level positions in his previous work experience and has emerged as a seasoned veteran in devising successful policies and governance, in line with the organizational goals.

Chartered Accountant & Cost Accountant with three decades experience in Credit & Risk Management. Instrumental in ideation, setting up the only rating agency for SMEs and leading the company in its first 3 years of operations. Also involved in the setting up and operationalization of CGFTMSE, a credit guarantee organization for facilitating access to collateral-free credit to the micro and small sector. Developed rating models for assessing credit risks in lending to SMEs for banks in the SAARC and South East Asian Region. Also, developed early warning signal tool based on transaction behavior in the checking account of small and mid-sized businesses.

Sandeep is a Chartered Accountant and a Finance Professional with over one and a half decade of rich & diverse experience in strengthening companies across various industries including NBFCs & Real Estate. Prior to joining Fintree Finance, he has worked with companies like Capri Global Capital Limited, The Phoenix Mills Limited , Ogilvy and Mather Private Limited and Everest Developers. His work deliverables include his expertise in fund raising, structuring financial deals as per organization’s needs, corporate treasury management, Investor Relationship. He is also hand-on in managing other sub-functions like Planning & Budgeting, Accounting, Taxation, Auditing, Compliance management, Financial and operational Controls etc.

Professional experience spanning 20 plus years in retail loans across products, crore functions and Pan India locations. Experience in secured and unsecured business i.e. Unsecured Loans, Mortgage Loans (LAP) and Auto Loans. Experience in core functions i.e. Credit Risk, Operations, Sales management. Managed Credit underwriting for small and high value secured and unsecured loans, Policy formulation and Account monitoring (risk management on delinquent / NPA accounts). Managed large teams at regional and pan India level. Worked extensively across regions (Pan India) i.e Maharashtra, Gujarat, Delhi, Rajasthan, West Bengal, Karnataka, Tamil Nadu. Worked with major FIs / Banks i e Jana SFB, Barclays Bank PLC, Standard Chartered Bank, Cholamandalam Inv and Fin Co Ltd, Tata Finance Ltd. and also with Fintech start-up company

An astute and dynamic professional with over 18 years of rich experience in IT Application, Business requirement gathering, Business continuity planning, Project management, New Technology Implementation and Team management. Diversified experience at Project planning, IT budget, Business Function Analysis, change management, UAT and end user training for core solution implementation. Credited with Implementation of Core Lending solution (Finnone ) end to end  at Fedbank Financial Service Ltd for LAP ,Gold Loan ,Personal Loan , Business Loans .Involved in Implementation of core banking solutions of Bank of India, Bank of Baroda, Federal Bank, UCO Bank, Centurion Bank of Punjab and Kotak Mahindra Bank in Migration ,UAT. Senior and prominent member in implementation of Application at Hiranandani Financial Services.

Jai Gathani – Sr. Manager Operations - Qualified CMA from IMA – USA. Professional with 13+ years of experience in field of Operations and  Accounts. Have been instrumental in setting up the operations for Fintech company engaged in Educational lending space.

Aravind Shinde brings in 18 years of rich and comprehensive experience in Legal, Collections & Recovery, Risk Management of NBFC & Banking Industry. He is a strategic planner with proficiency in devising strategy for legal collection and recovery from Corporate Banking and Retail Banking clients against Loans  and Advances after providing advice on the various payment options. He is successful in streamlining & improving existing systems / processes, envisioning new methodologies and future trends.